Any time you need help with your mortgage you can find many internet sights that can help. Some of these sights will give you information on HUD housing. There are several things you need to do to prevent this from happening. There are a few steps you should to when you can't pay your mortgage.

You shouldn't ignore the problem. The longer you let your mortgage go, the more likely it is you will lose your house. You should get ahold of your lender and let them know you can't pay your mortgage, or are having money troubles. You need to respond to all notices and mail from th elender. The notices you receive early on will have something to do to avoid your house being taken. You need to know your mortgage rights. You should go through all of your initial lone payments and read everything you can about them. You should contacty a HUD approved housing counselor. Their funds free or very low cost housing have counseling all over the nation. You need to prioritize your spending. You should make sure your payments will be your first priority after healthcare. You should use your assets. If you have any other assets you can use to pay you should check on that.